Grace is a gift, not a loan.

So, why do we treat it like a loan? We treat it like a Visa card: “it’s everywhere you want to be” unless your account isn’t paid up. With Visa (and every other creadit card for that matter–“What do you have in YOUR wallet?”) there’s always a catch, and credit card companies are only nice to you when you keep your nose clean. If you don’t they like you a lot–just like we like chicken: served diced and fried.

Is grace anything like that? If it is, we’d better keep our noses VERY clean; we have a creditor with an infinite record-keeping ability and infinite resources for collecting what is owed. If it’s not, why do we treat grace like a loan? and what is the right way to handle it?

Grace is a gift, not a loan.

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